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Money Debited But Not Received: RBI Refund Timelines and Compensation
If a UPI, IMPS or ATM transaction fails and your money is not returned on time, RBI rules require ₹100 per day of delay, credited automatically without you having to claim it. Every deadline, by payment system.
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How UPI Is Making You Spend More Without Realizing It
India builds the world’s fastest digital payment system. But is it rewiring our brains? The UPI Boom: A Tap That Changed Everything Pull out your phone. Open any app. Scan a QR code. Done. That’s how simple it is to pay in India today, thanks to UPI (Unified Payments Interface). In just a few years, UPI…
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Welcome to nIvesting — Let’s Talk Money, Together
Welcome to nIvesting — India’s Community for Personal Finance Discussions Hello and welcome to nIvesting! 👋 If you’ve ever searched for “Best credit card in India”, “How to invest in mutual funds”, or “How to save more money every month” — you’re not alone. Many of us are trying to make smarter money decisions, but when it comes to…
Category: Finance
Money questions worth thinking through: how digital payments, credit, taxes, and everyday habits shape what you actually keep. Every post here starts from a real question and works through the arithmetic in plain language, with claims linked to their sources so you can check the reasoning instead of taking it on faith. No stock tips, no price targets, no forecasts about where markets are heading.